Program Description | Loan funds for business purposes except refinancing and down payments.

Funding | $100,000 maximum, or 40& of the project

Minimum Requirements | Owner equity: 10%-20%

Program Description | Loan fund for manufacturing, warehousing & distribution, industry, infrastructure, and selected agriculture projects.

Funding | Maximum of 50% of project costs.

Minimum Requirements | Owner equity of 10%-20%

Program Description | Funding to help New York businesses obtain reduced rate financing so they can undertake investmenrs to improve competition, expand markets, develop new products, modernize technologies, introduce new equipment, and expand facilities. 

Funding | 2% normal subsidy; 3% EZ subsidy; 2,000,000 maximum

Minimum Requirements | Manufacturing: 500 or less full-time employees; Service: 100 or less full-time employees; no start-up business and non-EZ business

Program Description | Loan fund for eligible businesses for fixed assets and working capital. 

Funding | $25,000 - $225,000; $75,000 for working capital. Maximum of 40% of the project. 100 or fewer employees.

Minmium Requirements | Owner equity: 10% - 20%; Working capital: up to five (5) years; Fixed assets; up to 15 years

Applications must be sponsored by a NCA member, such as the Lewis County Industrial Development Agency.

Program Description | Loan funds to provide up to 90% of the total project financing.

Funding | $25,000 - $75,000 at 5% interest rate

Fee | $100 application fee

Applications must be sponsored by a NCA member, such as the Lewis County Industrial Development Agency.

Program Description | Funding for projects for the purpose of establishing, maintaining or expanding an agricultural operation, or for providing facilities and/or markets for production, manufacturing, processing, warehousing, distribution or sale of crops, livestock and livestock products.

Funding | Loans cannot exceed 40% of total project costs or $250,00; whichever is less. 3% prime interest rate.

Fee | $100 application fee